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You’ve probably heard of recent changes that affect how you can file for your benefit. Because your claiming options are more limited, the factor that has the biggest impact on your benefit is the AGE at which you file. This will literally affect the retirement income you receive for the rest of your life.

This seminar will teach attendees the best ways to initiate Social Security benefits.

Panama is a birders paradise. Approximately the size of South Carolina, Panama has close to 1,000 species of bird compared with 914 bird species in all of North America. Being a land bridge between Central and South America, Panama has an amazing diversity of resident tropical birds, while hundreds of species of neotropical migrants overwinter in the country.